As a followup to my earlier post Are In-State Schools Cheaper?, I am providing a listing of state and regional programs that offer in-state tuition. The information is courtesy of the National Association of Financial Aid Administrators. Continue reading
There are a lot of factors to consider when deciding on whether you should attend college in-state or out-of-state. The major factors are cost of attendance, your talents and what you bring to the table academically. Some students want to attend their state school because they feel it is cheaper. Generally speaking, it is. But, attending an in-state school may not necessarily get you the best scholarship offers or tuition discounts.
There are colleges that will give you in-state tuition for your academic merit or talent which may be cheaper than your in-state. Schools like Indiana State, University of Missouri, Columbia, Texas A & M, University of Arkansas, University of Nevada Las Vegas, Western Michigan, and Ball State are all known for giving in-state tuition to out-of-state students. I feel you should not attend an out-of-state school unless you are getting some type of monetary return. You may be worth more money out-of-state attending a public or private institution. Continue reading
There are scholarships for continuing college students. I find that too many current college students go to the financial aid office to take out more loans, adding to their debt burden rather than taking the time to research scholarships. Additional scholarships are found at the institution the student attends and from outside organizations.
Freshman come into college thinking the scholarship search ended once they graduated from high school. Nothing could be further from the truth. In my 15 years of researching scholarships I have noticed a trend of more scholarship opportunities for college sophomores, juniors and graduate students. These scholarships should be researched in your junior and senior year of high school. All colleges have a scholarship page which lists institutional and departmental scholarships and the requirements for receiving them. Generally, they require a 3.0 GPA.
Where should you look for these scholarships?
- Check your school’s departmental major website page
- Financial Aid Office
- Scholarship Search Engines (i.e. Fastweb)
- Follow Scholarshopmom on Facebook, Twitter, and Instagram
- If all else fails, Google.
As a Scholarship Coach, I am frustrated by the number of students who miss out on scholarship opportunities because of their busyness. These are students who have excellent GPA’s, great standardized test scores, have volunteered and participated in extracurricular activities. They have all the qualities and characteristics scholarship organizations are looking for. What they lack is time. Continue reading
Scholarship applications are available for submission year-round. The hot season however is September-May. To make the process go smoothly, you need a plan. There are specific “tools of the trade” you will need. The tools are resume of awards, honors and accomplishments, letters of recommendation, transcripts, and personal statement. Continue reading
My heart goes out to students who have great potential for obtaining scholarships but miss out on opportunities because they waited too late to begin their search. It’s amazing the number of calls I get from parents when they receive their financial aid award letter and see how much loan they are assessed; the cries go out to the students to start looking for scholarships. As was previously discussed in my blog, the best time to begin your search is in your Freshman year. The Freshman year is a good time to research scholarships you may be eligible for in your senior year. Familiarizing yourself with the requirements and criteria for scholarships will help in your preparation to obtain the scholarship. If you don’t start then, certainly you should begin your search no later than your Junior year. Continue reading
The idea of going to college was instilled in my nephews minds when they were in elementary school. When they first came to live with us, we discussed the importance of doing well in school because we “heard” there was scholarship money “out there” for students with good grades. We set the expectation that they were going to college and it was important for them to do well in each grade. We loved watching college football and basketball games which gave us another opportunity to talk about the benefits of college. Whenever we took road trips that took us through college towns we would stop and walk around the campus, so they could get the feel of what it was like on a college campus. Continue reading